# Presm by Rising Returns

> Presm is Australia's property investment intelligence platform. Built for individual investors and property professionals who want to make smarter decisions with real data.

## What Presm Does

Presm gives Australian property investors the tools to model, analyse, and track their investment portfolios. It combines real market data with professional grade financial modelling so you can forecast cash flow, compare suburbs, stress test scenarios, and build wealth through property with confidence.

## Who It's For

- Individual property investors in Australia (no cost)
- Property professionals managing client portfolios (professional tier)
- Anyone researching Australian property investment

## Calculators and Tools

Presm offers a comprehensive suite of property investment calculators and tools:

- Stamp Duty Calculator: Calculate stamp duty and transfer costs across all Australian states and territories. Covers NSW, VIC, QLD, WA, SA, TAS, ACT, and NT with first home buyer concessions.
- LMI Calculator: Estimate lenders mortgage insurance costs when purchasing with less than 20% deposit. Based on current Australian lender thresholds.
- Borrowing Power Calculator: Work out how much you can borrow for investment property based on your income, expenses, and existing debts using Australian lending criteria.
- Land Tax Calculator: Calculate annual land tax obligations across Australian states for investment properties. Includes thresholds, rates, and surcharges.
- Rentvesting Analyser: Compare the long term financial outcomes of renting where you want to live while investing in property elsewhere versus buying your own home first.
- Portfolio Simulator: Run Monte Carlo simulations on property portfolio growth. Model different market conditions, leverage strategies, and timeframes.
- Investment Optimiser: Optimise your property investment strategy across multiple variables including cash flow, equity growth, and tax efficiency.
- Entity Land Tax Simulator: Compare land tax across different ownership structures including individual, company, trust, and SMSF for Australian property investors.
- Wealth Accelerator: Model long term wealth creation through strategic property investment. See how different acquisition strategies compound over 10, 20, and 30 years.
- Suburb Insights: Research Australian suburbs with median prices, rental yields, vacancy rates, population growth, infrastructure development, and supply demand indicators.
- Contract Review: AI powered analysis of Australian property purchase contracts and vendor statements. Identifies key risks and unusual clauses.
- Flood and Bushfire Risk Check: Check flood, bushfire, heritage, and biodiversity planning overlays for any Australian property. Real time data from official government databases across all 8 states and territories.
- Loan Repayment Calculator: Model loan repayments with offset accounts, extra repayments, IO cliff detection, split loan analysis, rate stress testing, and investment tax analysis for Australian property loans.

## Platform Features

- Portfolio dashboard with real time tracking
- Scenario analysis and growth forecasting
- Client management for property professionals
- Deal pipeline tracking from sourcing to settlement
- Investment strategy profiles and plans
- Progress tracking against investment goals
- Chrome extension for scraping property data from realestate.com.au

## Data Sources

Presm uses real Australian property market data from government and institutional sources including the ABS, state revenue offices, CoreLogic, Domain, and the Reserve Bank of Australia.

## Pricing

- No cost for individual investors (no credit card required)
- Professional tier for property professionals (contact for pricing)

## Company

Presm is built by Rising Returns, based in Sydney, Australia.

- Website: https://app.presm.com
- Company: https://risingreturns.com.au
- LinkedIn: https://www.linkedin.com/company/rising-returns

## Links

- Home: https://app.presm.com/
- Sign Up: https://app.presm.com/signup
- Calculators: https://app.presm.com/calculators
- Stamp Duty Calculator: https://app.presm.com/calculators/stamp-duty
- LMI Calculator: https://app.presm.com/calculators/lmi
- Borrowing Power Calculator: https://app.presm.com/calculators/borrowing-power
- Land Tax Calculator: https://app.presm.com/calculators/land-tax
- Rentvesting Analyser: https://app.presm.com/calculators/rentvesting
- Portfolio Simulator: https://app.presm.com/calculators/portfolio-simulator
- Investment Optimiser: https://app.presm.com/calculators/investment-optimiser
- Entity Land Tax Simulator: https://app.presm.com/calculators/entity-land-tax
- Wealth Accelerator: https://app.presm.com/calculators/wealth-accelerator
- Loan Repayment Calculator: https://app.presm.com/calculators/loan-repayment
- Suburb Insights: https://app.presm.com/suburb-insights
- Contract Review: https://app.presm.com/contract-review
- Flood and Bushfire Risk Check: https://app.presm.com/flood-bushfire-risk
- Blog: https://app.presm.com/blog
- FAQ: https://app.presm.com/faq
- Privacy Policy: https://app.presm.com/privacy-policy
- Terms and Conditions: https://app.presm.com/terms-conditions